Southen AZ Homes - The Best Loan


When buying a home, remember to shop around, to compare costs and terms, and to negotiate for the best deal. Your local newspaper and the Internet are good places to start shopping for a loan. You can usually find information both on interest rates and on points for several lenders. Since rates and points can change daily, you’ll want to check your newspaper often when shopping for a home loan. But the newspaper does not list the fees, so be sure to ask the lenders about them.


  • Federal Reserve Board

    Shopping around for a home loan or mortgage will help you to get the best financing deal.

  • Federal Reserve Board - Spanish

    La comparación de precios de hipotecas o préstamos de vivienda lo ayudará a conseguir términos de financiamiento más favorables.


Finding a mortgage can be a strenuous process. It can seem as though there are dozens of different types with different interest rates, different lengths and other terms. To find the "right" mortgage not only should you consider those items, you should also consider your objectives:

  • How long do you expect to live in the home?
  • Do you see the mortgage just as a "financing vehicle" or do you have anxiety about being in debt with a desire to pay off the mortgage as fast as possible?
  • What is your tolerance for increases in monthly payments?

Your evaluation should include types of mortgages (fixed rate, adjustable variable rate and balloon) along with the lengths and other terms. Here is a calculator that will help you determine monthly mortgage payment levels with different types of mortgages.

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Agave Premier Properties & Investments
1891 North Mastick Way, Ste. A • Nogales, AZ 85621
AGAVE PREMIER Properties & Investments • Phone: 520.313.0352
Office (520) 281-4888 · Fax: (520) 761-3307
Mobile (520) 313-0352 · Email: ypalmer@q.com
Toll Free 1- 866-746-5814
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