Mobile: (520) 313-0352    Email:
Yvette M. Palmer, Associate Broker
Home Buying

You're out to buy a new home. You make a (wise) decision to enlist the help of a real estate agent...What kind of agent do you contact; a listing agent, or a selling agent? There's only one right answer here; you contact a selling agent. Why? Because a selling agent, also known as a buyer's agent, contracts to represent the person or people looking to purchase a home. It can also make all the difference in the world with a dedicated real estate professional that knows the area and who will work with only your best interests in mind.

Whether you are a first-time home buyer or an experienced home buyer, these valuable resources will assist you with your next purchase in Santa Cruz County, AZ: Learn how to make the right decisions; understanding the obstacles of buying foreclosures and short sales; help you decide if buying a home is the right time for you; gain knowledge of the closing process; and buyer's advisories designed to make your real estate purchase as smooth as possible. 

Increase your home buying knowledge

  • Finding Your Next Home

    As a free service to my clients I offer three various electronic options to help with your house hunting. You are able to sign-up to request automatic emails of JUST LISTED homes you may be interested in. You may also sign-up and save listings to your personalized profile, and lastly, I am able to set you up with a portal with specific defined searches of homes for sale in Santa Cruz County, Arizona. It's all up to you just take your pick!

  • 20 Right Buying Decisions

    Whether you are buying your first home or your fifth, the process of buying a home can be an emotional, time-consuming venture. Feeling that, in the end, you made the right decision and got a good deal can make all the difference.

  • Home Buyer Advisory

    Knowing exactly what you are buying is probably the biggest hurdle to jump in a real estate transaction yet many people gloss over their due diligence and end up regretting it. Click to find guides to an assortment of inspections you might want to consider and conduct before you close.

  • Residential Resale Forms

    Most home buyers understand the importance of reading the purchase contract and the inspection report when buying a home. Although it may seem overwhelming, by reviewing and understanding the purpose of the documents it will help make the task much easier

  • Earnest Money Deposit

    The earnest money deposit is an important part of the home buying process. It tells the seller you’re a committed buyer, and it helps fund your down payment.

  • Buying Distressed Homes

    The main reason to buy a distressed property is the price. In most cases, a foreclosure or short sale will be priced below market value because the sellers are in a hurry to complete a sale and because they don't want to spend the money to repair a property in order to bring a higher price.

  • Negotiating An REO Offer

    If you're wondering how you can make your REO offer shine above all the rest, be the winning offer, and close the sales transaction here are a few tips to help you throughout the process.

  • Renting Versus Buying

    Maybe you already know what's right for you, or maybe you're trying to figure out the best option—either way, the more educated you are, the better informed you'll be.

  • First Time Homebuyer

    HUD defines a first-time home buyer as someone who has never owned a home before. An individual who has not owned a home for at least three years is also considered a first-time home buyer. For couples, if one spouse is a homeowner but the other spouse has never owned before, then, according to the FHA, both spouses are considered first-time home buyers.

  • Move Up Homebuyer

    Do feel you have outgrown the home you live in? Are you needing that extra bedroom for a family member? Maybe you want to move closer to work or school district?Following questions will help you decide if you are ready to buy a larger home or move to a more desirable location.

  • Foreign Homebuyer

    Advice on how to buy a property in Arizona if your country of origin is not from the United States. Each state in the United States has its own set of rules regarding the purchase of real estate, including the type of purchase contract used, the method of closing the sale and even the duties and titles of the individuals involved. If you are thinking of buying a property in Arizona the following links will help you through the process.

  • Escrow & Title Insurance

    Once the buyer and seller have reached an agreement, the signed purchase agreement, along with the buyer's earnest money deposit, is submitted to the title company and escrow is opened. The title company becomes the escrow holder, and their responsibility is to follow the mutual written instructions of the buyer and seller.

  • Get A Home Inspection

    the inspection period contingency for buying a residential property in Santa Cruz County, AZ is 10 days. As a home buyer, it's your responsibility to investigate are material facts about the property during this time frame.

  • Buying A Home In HOA

    If you are about to buy a home that is part of a homeowners’ association. There are special documents you are entitled to receive per Arizona state law from the home seller. Here are some of the key items you should be provided with when buying a home that is governed by a HOA.

  • Deed Restrictions

    Deed restrictions may have a significant and substantial impact on the use and value of property. The CC&Rs are recorded against the property and generally empower a homeowner’s association to control certain aspects of property use within the development. By purchasing a property in such a development, the buyer agrees to be bound by the CC&Rs. Learn about possible deed restrictions that may affect when owning a home within an HOA.

  • Home Insurance Costs

    Home owners insurance is critical and if you carry a mortgage is a requirement by the mortgage company, and rightly so. If something were to happen to your home and it was destroyed completely, someone would still need to pay for it. Learn about CLUE Reports and Homeowners Insurance.

  • Homebuyer Representation

    Having the right representation in your home buying process will help protect your interests and investment. As your Buyers' Agent, I will help you select the right property, negotiate on your behalf in order to get the best possible price for your new home, and help you throughout the home buying process.

  • Have a Buyer's Question?

    Feel free to use this form if you were not able to find the real estate information you were seeking. I understand that you may be in the information-gathering stage and may not be ready to open up about who you are or your real estate needs at this time.