Mobile: (520) 313-0352    Email:
Yvette M. Palmer, Associate Broker
Credit Score

The FTC's final ruling under the Fair and Accurate Credit Transactions Act ruled all Americans are now entitled to receive free credit reports every year with no strings attached. The three major credit reporting agencies are Equifax, TransUnion and Experian they are required to provide consumers, upon request, a free copy of their credit report.

However, the reports will not automatically be sent you by theses reporting agencies. You will need to request reporting information in one of the following options provided to consumers: You can go online to, call 877-322-8228, or you may complete the form on the back of the Annual Credit Report Request brochure, and mail it to: Annual Credit Report Request Service, P.O. Box 105281, Atlanta, GA, 30348-5281 

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