The FTC's final ruling under the Fair and Accurate Credit Transactions Act ruled all Americans are now entitled to receive free credit reports every year with no strings attached. The three major credit reporting agencies, Equifax, TransUnion and Experian, are each required to provide consumers, upon request, a free copy of their credit report.
However, the reports will not automatically be sent you by theses reporting agencies. You will need to request reporting information in one of the following ways: You can go online to www.annualcreditreport.com, call 877-322-8228, or you may complete the form on the back of the Annual Credit Report Request brochure, and mail it to: Annual Credit Report Request Service, P.O. Box 105281, Atlanta, GA, 30348-5281
- Equifax
Equifax Credit Watch helps you monitor your credit file throughout the year with three levels of service — so you can choose the protection that's best for you. With Equifax Credit Watch Gold with 3-in-1 Monitoring.
- True Credit
TrueCredit has the information and resources you need to manage your financial profile.Use the Learning Center along with your own personal credit data from TrueCredit to take charge of your credit today.
- Credit Report
CreditReport.com is designed to put the consumer in the driver´s seat when it comes to their credit report information. Every single day we routinely provide millions of consumer´s one click access to their credit report on file at each or all of the three credit bureaus - Experian, Trans Union and Equifax.
- Identity Guard
Proactively preventing identity theft before it happens with advanced monitoring and alerts - delivered by the latest technology that keeps you aware and in control of your personal information. Our unique solutions are built to deliver greater protection and control over your identity – all easily managed by our one-of-a-kind personal identity dashboard.
- Expedian Direct
Every homeowner has been a first-time buyer once in their life, so you're not alone. But buying a home is one of the largest purchases you'll make, so how do you know if you're ready to take that next big step? These 10 home-buying tips can help reduce the stress of buying your first home.
- Free Credit Reports Instanly
Whenever you apply for a loan, a job, or an apartment, your credit comes under scrutiny. Your credit history and credit score are used by lenders to assess the amount of risk you represent. Lower credit scores or adverse credit history will result in higher interest rates that can cost you thousands of dollars in the long run. That is why improving your credit is so important.


