Southern Az Real Estate - Credit Score Section

The FTC's final ruling under the Fair and Accurate Credit Transactions Act ruled all Americans are now entitled to receive free credit reports every year with no strings attached. The three major credit reporting agencies, Equifax, TransUnion and Experian, are each required to provide consumers, upon request, a free copy of their credit report.

However, the reports will not automatically be sent you by theses reporting agencies. You will need to request reporting information in one of the following ways: You can go online to www.annualcreditreport.com, call 877-322-8228, or you may complete the form on the back of the Annual Credit Report Request brochure, and mail it to: Annual Credit Report Request Service, P.O. Box 105281, Atlanta, GA, 30348-5281